3 Quickie Live Opportunities

Everyday Advantage Plays

Chris DeMuth Jr
2 min readMay 3, 2024

Disclaimer / Disclosure

3% Cash Back

Robinhood’s CEO intimated that the 1% transfer bonus would come back. It did:

No Limit

Transfer to Robinhood for a 1% upfront gain then upgrade to Gold for 3% cash back on all your credit card spending.

So far my tax-advantaged, principal-protected 5-year Market Savings investment at Save is up over 9%. Heads you win/tails you tie. I think that tails are likely but with no downside but opportunity cost, the expected value is positive.

No Principal Risk

I love optimizing my credit spend to be able to take my favorite trips for reasonable prices. Since day one I’ve loved the Chase Sapphire Reserve for all my travel, racking up points and booking travel though their excellent portal. I routinely get first class seats on my favorite airlines for a much lower price than I see elsewhere. If you like to travel, get this card:

Sapphire Reserve

I don’t generally like this one as much, but both are 100% worth getting for their signup bonuses:

Sapphire Preferred

I plan to cancel the Preferred one after my points settle.

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Chris DeMuth Jr
Chris DeMuth Jr

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