Safety & Upside
Want S&P upside and still get a guaranteed yield?
Save combines stock market exposure plus a 3% yield. It offers principal protection, a three-year term and a variable APY that historically averages over 5%.
Safety of guaranteed return and market upside
Market+ lets you set an investment aside for a few years, watch it grow, and reap the rewards.
No risk to your principal
Your investment is principal guaranteed at maturity of the 3-year term. Whatever happens in the market, you’ll get your money back.
3% Guaranteed Return
On an annual basis, your investment will pay at least a 3% return on your initial deposit amount.
Market Linked Return
In addition to your guaranteed return, you get upside exposure to the equity market with an average variable APY of over 5%.
Kicker
They have a terrific signup bonus — when you sign up with this link and deposit $5k you get an extra $7k in equivalent portfolio investments added to your account. So after three years you get your principal back guaranteed, 3% annual return guaranteed, a variable APY linked to the market, and the return (not principal) associated with an additional $7k. This kicker takes it from good to great and a brainer to a no brainer.
TL; DR
After the 3 year term, you get your $5k back with a guaranteed return and a potential for more.